This Blog's For You...

When you are broke-I’m talking car note, rent, electricity and gas bills are due and I ain’t got no’ money broke--, the last things you want to hear about are saving plans, financial portfolios, or investment strategies.  Debt collectors are calling. Disconnection notices are mounting. The Fridge is empty.  You want to hear about how they are going to make it another day without the red tape and politically correct mumbo jumbo that comes along with the territory.  Well, this blog is for you.

Let me warn you up front: If you are expecting a penny pinching, cost-cutting, credit repair blog--look elsewhere. There are enough debt rehab blogs floating around the Internet that detail ways to get out of debt and improve your credit score.  Unfortunately, a lot of us are struggling too bad financially to use their advice.     Sure, the typical financial advice blogs provide great information for people who have made a few mistakes with spending habits and just need to tweak their budget,  but what about the people who are seriously and desperately broke? What do they do in the meantime?

 

As the program director of a social service organization, I have worked with people who were employed but were still forced to sleep in an emergency shelter because they were paid a minimum wage--not a living wage and could not afford suitable housing. I have worked with families who lost it all when their $50,000 a year salary vanished after their employer went out of business and  faced foreclosure because they were unable to secure a another job that paid a comparable salary.  I doubt they want to hear a tête-à-tête about Roth IRA's and FICO scores!  No, they want to hear about how to keep a roof over their head and food on the table!

 

Therefore, The Broke Man’s Blog  will strive to address the tough issues  by offering unconventional, yet real life options to consider when you literally don’t have two nickels to rub together. Real Talk.